Let's Not Be Wasteful, Here Are Tips For Saving Once A Week

When faced with the question, have you set aside some of your income for savings? There must be some people who answer 'no' for various reasons. Naturally, saving is not as easy as it sounds.

There are several factors that make it difficult for a person to save, for example, watching e-commerce too often. So, when there is a cute product or a discount, without thinking the product is immediately bought. In addition, often hanging out in cafes with friends also makes money run out quickly.

Even so, saving must still be done to maintain better finances and secure future financial conditions. Relax, there are many ways to save that you can do, such as saving once a week so that you don't waste a lot of money on shopping posts.

For those of you who want to try it, Cermati.com has prepared some tips for saving once a week in the following reviews that have been summarized from various sources.

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1. Set a Savings Goal

Determine what is your main goal of saving. For the sake of a prosperous future, or do you intend to propose to him or it could be for the sake of owning your own house. This saving tactic is of course not to satisfy consumptive desires.

With a clear goal in the future, it will motivate you to set aside money for the sake of coffers to quickly achieve that goal.

2. Avoid Bad Habits

We recommend that you avoid activities in cyberspace that will lead you to have excessive consumptive behavior. Likewise when shopping for necessities. Stay focused on what you need, not what you want.

Don't buy something just because it's influenced by Instagram influencers. Though, you don't need it. It would be better to find out which sector is making a 'bleeding' account. Usually there are small things that you don't realize are the main causes of waste. Once you find it, commit to not continuing the bad habit.

3. Determine the Value of Savings

When you get a monthly salary, don't immediately use it for shopping. The first thing to do is set aside and determine how much money you can set aside to save in a week. In general, the money set aside for savings is about 10% or more each month. After that, from 10% you can divide 4 weeks.

4. Take Advantage of Banking Features

In this millennial era, we can find various applications with features that can control our spending. You can choose which banking application can better control our finances. Especially, if you already intend to save.

Or, it could be by locking the savings. If you include people who have income outside of your main job, separate those incomes in different accounts. So, you can control it more easily.

5. Cashless

Limit cash in your pocket or wallet by calculating it first. How much is your total expenditure in cash in a day. Funds that are 'medium' in your pocket, can control you so you don't get too 'hands-on', in spending money.

With the proliferation of various digital payment gateways, 'cashless' has indeed become a new lifestyle for people in this era. However, be wise. The number of promotions offered sometimes does not make us more frugal, but even more wasteful.

6. Ask for Support with Close People

The next tip that can be an encouragement to stay focused on saving is to express your intentions to the closest people, such as parents, brothers or sisters and others. That way, they can also play a role in providing support so that your good intentions can be achieved.

Moreover, if the goal is for the future, such as getting married, for example, or buying a house. Because that way, there are other people who can always remind you not to spend money for things that are not too important, and stay focused on your goals.

Consistent is the main key to success in saving

Plan to save carefully, because a lot can be achieved from the benefits of saving, for example financial conditions will remain safe, saving goals will be achieved. However, all that will be achieved easily if there is a firm intention and consistency.